Purchase
Finding the right lender is as important as finding the right real estate agent. We have a loan option for just about any scenario: No income verification loans, FHA and VA loans down to a 520 credit score, no mortgage insurance with only 10% down, no to low down payment options. A unique option for buyers to make a stronger offer with a stronger approval! When buying a house in a competitive market, you need an edge. We give you the leverage you need to win in a competitive market!
Refinance
Our tech wizardry shops the nations top wholesale lenders to find you the best possible rate. Our streamlined process then closes your loan in 14 days. No upfront fees. No surprises. No stress. In some cases we do not need any income documents or appraisal to refinance to a lower rate. Find out within a few minutes if it makes sense to refinance: Click here to get started.
Our guaranteed pre approval gives you the edge to compete with cash investors and negotiate the best possible deal on your new home. We refuse to let cash investors squeeze you out of the real estate market. Click here to get the leverage of our guaranteed pre approval.
How it works
Call or Click
Discuss your options with a mortgage consultant
Conditional Loan approval
Final loan approval
Close
Your time is valuable
Most big banks take 45-60 days to close a loan. We have streamlined the process to close as fast as possible which makes things as easy as possible. Our average closing is 14 days.
You have better things to do then waste your time with a complicated mortgage closing process. What will you do with the month and a half you save by working with us?
No upfront fees. No obligation. No risk.
Give us a call or fill out our online application. We will pre qualify you within 10 minutes. From there we will process the loan and close in as fast as 10 days. We make a donation to a charity of your choice at closing!
Oh and there are absolutely no upfront fees.
Why us?
Our experience
Our processing team is obsessed with creating a seamless process. We translate mortgage gibberish to English. Our mortgage consultants navigate the sea of mortgage options to find you the best loan available. Let the mortgage dream team help make you a homeowner!
Your Experience
Our cutting edge tech, ironed out processes and mortgage experts make the process a breeze. Our mortgage consultants have decades of experience to help you navigate your way to the best possible loan. Our experience creates the best experience.
Giving back
Give Financing aims to make the world a better place one mortgage at a time. A mortgage doesn’t have to be just a mortgage. We make a charitable donation of your choice on every closing! Not only can your mortgage make your life better, it can make the life of someone else better.
Reviews
Taylor DeLay
03:43 25 Mar 23
We had a great experience working with George while buying our new home. His expertise and creativity enabled him to find a loan structure that perfectly suited our financial situation, even in the current economy. We were very appreciative of his dedication to securing the best deal for us, and we highly recommend him to anyone seeking a knowledgeable, attentive, and innovative mortgage professional!
Mimi N
04:08 02 Mar 23
George and his team were phenomenal to work with in buying our first family home. George is incredibly knowledgeable and it was evident he always had our best interests in mind. He was always available to answer all of our questions - big or small. His communication was always clear, timely, and personable. We cannot thank the team at Give Financing enough for helping us navigate the home buying process, especially in this evolving housing market, and helping our family achieve our goal of... buying a home!read more
Matthew Nimmo
01:27 24 Feb 23
First time home buyer. The team at Give Financing could not of made it easier. They went through all my mortgage options and really worked to find a mortgage that fit my families situation. Never struggled to get clarification about any questions I had.
Pamela O'Callaghan
20:45 08 Sep 22
Josh was FANTASTIC to work with! He was able to quell my anxiety of suppositions and clearly guide my wife and I through the process of refinancing our home. He is very knowledgeable and a true professional in his fiduciary duties of getting us our best way loan with all of our credit card payoffs with the extra $25k to do our dream large bathroom remodel with cash left over@ The process was seamless with the Title Company paying the bills and wiring our cash straight to our bank account. I... would say it was refreshing to work with someone who steered us to meet our goals without taking all of our equity from our home. This was important to us. Great Job Josh and we TRULY APPRECIATE YOU! Kevin and Pamela Oread more
Daniel Gallen
15:10 08 Aug 22
Josh was professional start to finish, I would recommend is services. He is timely in his response to inquiries, has a firm understanding of the lending process and willing to shop around with multiple lenders to find the best fit for your needs.
Mariah Salazar
14:54 03 Aug 22
I want to start by saying we would have not been able to purchase our first home if it wasn’t for George and Give Financing. George worked day and night to make our loan possible, literally. Before we came across Give Financing we tried 3 other lenders who told us “No” immediately. George was realistic from the start, and was honest and upfront about all possibilities during the entire process. With all the bumps we encountered during, he was able to figure out a way. He was always available to... answer any questions, no matter how small. I am so thankful we found George and Give Financing, and were able to purchase our first home. We couldn’t have had a better experience. Thank you!!read more
Jessica Miller
14:45 29 Jul 22
Josh was amazing to work with! He was fast, efficient and paid attention to detail. We couldn’t have asked for this to go more smoothly.
Ian Coberly
00:31 09 Jun 22
We worked with George at Give Financing to purchase our first home and the experience was all around awesome! George and his team were incredibly helpful throughout the process and could be reached at a short notice. I would recommend him and his team to anyone looking to purchase or refinance a home.
Ben Henson
20:13 24 May 22
Joshua Stewart with Give Financing worked with me for several months as I explored many different property types and their associated loan products. I regularly asked detailed questions of him regarding many loan products; he consistently and with much detail responded. Josh helped me learn so much while simultaneously ensuring that everything progressed as smoothly as possible. Josh is flexible, confident, courteous, professional and an expert in his field. I'm confident that he can handle... well whatever your needs are.read more
Brandon Palmer
19:21 24 May 22
He's done it again!Josh and Give Financing have made the process of getting a new mortgage a cinch. I used Josh and Give Financing to refinance an existing mortgage and he did a wonderful job. Then, I decided to sell that home and purchase another. Of course, I went back to Josh and he took great care of me again. He made the process super easy, concise and clear. You cannot ask for a better mortgage broker. Seriously.Do yourself a favor and give Josh a call.
nic evers
15:48 23 May 22
It is said that someone who is extremely good at something can explain it in such a way that even the most ardent novice can understand.This was my experience with Josh at Give Financing. Every question answered, every concern addressed.Josh made what should have been an extremely stressful event into one that I look forward to if I ever need to refinance again.I wholeheartedly recommend utilizing Josh's expertise at Give Financing for any of your mortgage needs.I did a Cash out... refinance. I am extremely satisfied.read more
Katie Hynan
05:48 17 May 22
George was absolutely phenomenal. He went above and beyond on more occasions than one. His kindness and patience made the home buying experience absolutely incredible.
P. W.
18:53 17 Mar 22
Every positive review you see about Joshua Stewart is absolutely true and correct. I’ve purchased a home before and also refinanced previously. Each time was a PAIN. I was skeptical when I first spoke to Joshua because I was already working with another lender, but I’m so glad I went with him.I was never in the dark during this process. He always called, texted or emailed to make sure I knew what was going on. He was NEVER pushy and always looking out for my best interest.If I find myself... buying or refinancing again, I would go with him every time. A true professional in every aspect.read more
black diamond
01:23 16 Mar 22
Tommy did an excellent work. He is really helpful.He helped us get our first home. Highly recommend him to family , friends and anyone reading this . My wife and I really appreciateThank Tommy 🙏🏿🙏🏿 ✌🏿
Holly Oberle
22:21 05 Mar 22
Josh at Give made the home buying process smooth. He demystified the process from start to finish. Called and texted frequently to give me updates, and talked me through the steps as a first time home buyer. I would highly recommend Give and Josh especially.
Lyndi Peterson - EVE Faculty
22:27 28 Feb 22
I would highly recommend Joshua Stewart with Give Financing for all of your mortgage and refinancing needs. He went above and beyond to ensure that my needs were met, and looked into all possible avenues for my refinance. He was excellent at communication and answering all of the questions that I had throughout the process. I cant thank Josh enough!
Jessica Cordova
18:59 24 Feb 22
Thank you for your assistance throughout the loan process. Dawn and her team are amazing.I will certainly recommend their services to anyone I know who needs a mortgage.
Christine Davis
20:30 21 Feb 22
Joshua Stewart with Give Financing went above and beyond for me. This was my first purchase and Josh walked me through every step. He regularly kept in contact with me just to make sure all my questions were answered and proactively solved issues without making bringing extra stress. He made the entire process painless and easy. I would definitely recommend anyone to contact Josh when they are ready to buy.
Brandon Palmer
18:10 21 Feb 22
Buying a home is stressful. That's all there is to it. So, anything I can do to reduce that stress and feel confident in the decisions I'm making, I'll take it. In this case, Josh and Give Financing greatly reduced my stress. Josh explained everything and all the options - pros and cons. He had everything worked up and we closed in a less than a month. It was the fastest, easiest mortgage broker experience I've ever had. If you want someone that'll shoot you straight and be in your corner, give... Josh and Give Financing a call. Seriously. My experience couldn't have been better.read more
Carol Olmstead
14:52 10 Nov 21
George was amazing to work with. He kept us in the loop the whole time, communicating daily on our short close time. He made sure everything was on time. Our closing went so smoothly with him! Can’t wait to team up again!
Angela Grimsley
21:22 25 Oct 21
3 months ago I knew NOTHING about buying a home, and have always been intimidated by the process or wrongly informed of what it takes to buy a home. Until I spoke with George at Give. George is an expert in his field and made buying a home a reality for my family. I learned so much from him and he made the process fairly easy, explaining exactly what was needed and when. I can not thank him enough for his hard work he put in and the above and beyond effort to help us get into a home we loved. I... spoke with another broker prior to him, who was arrogant and acted disinterested, and only offering to get my 100K less than what George could. George is a fighter, and any obstacle that comes along he rises to the challenge and makes things possible. George is not only kind but was always willing to explain the different options or terms, I learned alot from him. I highly recommend, and I already have been recommending him to anyone I know who is sick of paying apartment rent and wants to finally invest in themselves! Go with George at Give financing! Also, Hannah was amazing at finalizing documents, have nothing but the best to say about them both! Thank you so much!read more
Anthony Grimsley
19:25 19 Oct 21
George was amazing and worked so hard to get us our families first home. We were strapped into a deadline and had to get a home in a couple of months time. George and his sister Maryann, who is a real estate agent, worked through all of our issues and George was a champion for us and fought so hard to get us into a home we loved on time! He made the process extremely simple for us. He is a brilliant person when it comes to his line of work and will get you exactly what you want. We tried a few... other places before and they made everything seem so complicated and got us qualified for much less then George was able to qualify us for. Choose GIVEread more
Tim Wilson - Passion for West Coast Swing
19:40 13 Oct 21
Josh Stewart and his team were superbly competent and excellent communicators. Helped me with my VA refi, and walked me through the options. Will definitely consider for future needs.
Amanda Bruss
03:00 06 Oct 21
I worked with Josh Stewart on a new home loan with a very tight timeline, and he managed the entire process with skill, grace and the utmost of professionalism, even when things looked dicey (due to an appraiser dropping the ball at the last minute, and me panicking at the prospect of having no home to move into after selling my old one). Josh kept pushing for an on time close, working overtime and making countless phone calls to make sure it happed. It did, solely because of his commitment... and dogged determination. I’ve worked with several brokers in the past, but none were nearly as trustworthy or competent as Josh.read more
Olissa Forsland
01:52 04 Oct 21
I have worked with George Mugerian and Tommy Mostue twice on refinancing my house. They are great to work with, and worked around my busy schedule. They also took time to answer my numerous questions. I recommend this team hands down.
Brianna Coffman
20:12 30 Sep 21
Josh was so helpful and got the impossible done for me! He set me on a path to improve my whole life with my first home. I can't thank him enough for how attentive, understanding and patient he was! Ask for Josh for the best experience buying a home. Customer for life.
Cris
21:19 24 Sep 21
I worked with Joshua Stewart to refinance my loan. My situation wasn't extreme, but I had a few special circumstances that could have cause major delays. Josh anticipated each one of them and either steered clear of them or prepped documentation early to avoid delays. He's a pleasure to work with and his dedication to his clients are clearly his priority. I highly recommend him!
Heather Trujillo
17:23 10 Jun 21
Laura was amazing at helping my family buy our first home. She is extremely friendly, helpful and responsive. She answered all of my questions and truely guided me. Im really thankful for all of her time and advice. We had a quick efficient close and i highly recommend Laura. Thaks lady, youre the best!
Valerie Li
15:49 19 May 21
We just refinanced two loans with George, and he made the process so incredibly simple, easy, and streamlined. George presented us with multiple options to choose from and took care of everything along the way. I would certainly recommend working with him.
Gavin Scofield
03:45 16 May 21
Spam text messages even when you never ask for them, must be more than extremely blunt for them to take a hint that you do not want their services.
Jamie Underwood
20:01 14 Jan 21
5 Star Experience!! I have found my refi guy, will never use anyone else it was that great of a refinance. Fast, smooth, easy, professional and his offer beat every other offer i had on the table so i know i was getting the beat deal!! Many thanks to George and his team as i cannot say enough good things about Give Financing!!
Josh Kollmann
23:51 03 Aug 20
George was a great guy to work with. Closed my loan in 2 weeks. If your in the market I would suggest calling and getting some numbers from George.
Maryann Nabholz
20:34 22 May 20
George Mugerian was very professional at all times, keeping me aware of everything that was happening, if I had any questions he was always available to answer. We can’t thank him enough for his excellent service. We highly recommend him and feel blessed to have had him handle our refinance.
Roanne Kuenzler
03:33 06 May 20
I recently refinanced my mortgage in Denver with George Murgerian of Give Financing. My experience with George was the best of all such dealings I’ve had with numerous lenders since 1978, and I recommend him highly with absolutely no reservation. George is knowledgeable, professional, responsive, persistent, and personable. If/when I finance any real estate in Colorado or any state in which he is licensed, I will definitely go to him first!!
Jason Maguire
15:15 29 Apr 20
George was fantastic while handling our loan. He was professional and was quick to get back to us with any questions. I highly recommend his services.
Vladislav Polyak
10:46 19 Mar 20
Give Financing refinanced my mortgage. George and Aaron did an amazing job. Got me the best everything possible for me. Couldn't be any happier with all of it. Thank you gentlemen.
